Stock Market “experts” are full of it

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Any time there are big market moves in the stock market, the talking heads come out and always confidently proclaim things as if they have a crystal ball. The recent stock market dip that happened on December 24th, 2018 brought them out as usual. “This isn’t the bottom. There’s another 10 to 15 percent left …

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The secret to happiness

I’d like to share what I think is an important secret to happiness. Perhaps it was a bit of hyperbole to call it “THE Secret of Happiness” but it sounds a bit better than “A Secret To Happiness.” There’s nothing worse than someone hawking a secret to happiness and then giving a vague answer that …

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Investing fees are obsolete

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I remember when I started investing around 1996 or so. At the time I believe you could pay around $40 in commissions for a transaction with companies like Fidelity. But online brokers were coming into the game to change things forever. If memory serves me right, my first transactions had transaction fees around $19.95 per …

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Healthcare in America is Simply Extortion

Many people know that the number one cause of US-based bankruptcy is medical expenses. But when talk of fixing this arises, debate typically is focused on who should shoulder the cost of insurance. Is it the individual? Is it the government? Should we have universal coverage? Single payer? I think the conversation needs to change. …

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Did a Mini-Retirement and Traveled the World. So Now What?

Can't Get Lost if you don't care where you are

In November of 2018, I decided to sell all my things and travel the world doing what’s commonly referred to in the financial independence community as a “mini-retirement.” Well, I did it and now I’m back in the US going on my second day. I sold my car, and all possessions till everything I owned …

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Does Being Wrongfully Terminated Affect Unemployment Eligibility?

Today’s guest post comes courtesy of Steven I. Azizii, who reached out with this helpful information about wrongful termination and unemployment eligibility. California residents that wish to reach out with questions about wrongful termination can find Steven here. Thank you for your contribution, Steven! Does Being Wrongfully Terminated Affect Unemployment Eligibility? ­A helpful guide by …

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