Investing fees are obsolete

stock ticker

I remember when I started investing around 1996 or so. At the time I believe you could pay around $40 in commissions for a transaction with companies like Fidelity. But online brokers were coming into the game to change things forever. If memory serves me right, my first transactions had transaction fees around $19.95 per …

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Healthcare in America is Simply Extortion

Many people know that the number one cause of US-based bankruptcy is medical expenses. But when talk of fixing this arises, debate typically is focused on who should shoulder the cost of insurance. Is it the individual? Is it the government? Should we have universal coverage? Single payer? I think the conversation needs to change. …

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Warren Buffet’s Instructions For Wife’s Inheritance

Buffet Trustee Plan

Warren Buffet is a world-renowned investor. Many would consider him the best alive. He’s among the world’s richest men and he made the majority of his money investing in stocks and buying companies. But some day he’ll pass. And he left instructions to the trust administrator on how to invest the money he’s passing on …

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Is Betterment’s New “Smart Saver” Plan Really Smart? How to Beat It.

In August of 2018, Betterment rolled out a new “Smart Saver” plan and are stating “Our ultra-low-risk investing solution could earn you a 1.78%* annual return, after fees” according to their blog post. It looks like they are trying to step up and provide a savings vehicle to investors and the financially prudent looking for a …

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So I Created My Own Mutual Funds

Hedge fund manager life, here I come. Thoughts of a high rise condo on the Upper East Side and summering in the Hamptons are certainly in my future now that I’m curating investments for the masses. Ok, I confess this isn’t exactly true in a literal sense. (or legal sense..or well, probably ANY sense.) Ok, …

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Disconnected In Tokyo: A Cell Phone Nightmare

These days it’s easy to be a road warrior and travel to foreign lands when you have a smartphone in hand. You can translate language on the fly with Google Translate. You always know where you’re going with Google Maps or Apple Maps. Restaurant reviews are at your fingertips for any location you discover unless …

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I Got My Head Vacuumed in Taiwan

Taiwan Haircut

Man I love Asia, specifically Taiwan. I got a haircut yesterday for just $3 US dollars. Without regard to what I requested, as translated from English to Chinese via my girlfriend, then conveyed to the stylist, the cut was fairly standard Taiwan style which is high and tight. It looks well enough. For Three bucks …

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