credit card

The Best in Banking

Whether you’re canned in the COVID economy or hustling to build wealth, it’s prudent to choose the best banking available. Here’s what this means to me.

  • Minimal fees or no fees
  • Rewards or interest that pay you
  • Competitive benefits

The Best Checking Account Available

I’ve done a good amount of research on checking accounts and I’m of the opinion that there’s nothing better out there than Schwab Bank High Yield Investor Checking® Account.

Here’s why:

  • ATM fees refunded worldwide
  • No international fees
  • No minimum balance
  • Pays interest on checking
  • No monthly maintenance fees

When you’re grabbing ramen in Osaka, Japan and pull out cash from your bank, you don’t want to have to pay international fees or ATM fees. With Schwab Bank High Yield Investor Checking® Account, you won’t pay international fees and you’ll be refunded ATM fees at the end of the month.

If there’s a better bank out there, I’m happy to hear about it so feel free to share with me at admin (@)

If you’re interested in opening an account at Schwab you can do so here and get a bonus with your new account if you use my affiliate link.

Here’s the money you can make when opening an account with my affiliate link based on their site. Just in case you’re interested in some free money.

Net DepositBonus Award
Free money? Why not?

Best REWARDS Credit Card

The credit card rewards game is complicated and everyone may value a different type of reward. I’m a bit less confident this is the absolute best but Capital One’s Venture card is a definite contender for a top-notch rewards card.


  • Unlimited 2X Miles with 50,000 Bonus Miles  which translates to 2% back on purchases
  • No international fees
  • Reasonable annual fee which is waived the first year

Apply here using my affiliate link at no cost to you.

This post contains affiliate links to Schwab and Capital One and I may receive a commission on some sign ups at no cost to you.